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  • Competitive Rates and Fees
  • Fast Approvals and Closings
  • All Credits Considered
  • Minimal Paperwork
  • We Lend on all Property Types

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Money Lender Loans


  • Low Rates
  • Residential Investment/ Business Purpose
  • Commercial and Mixed-Use
  • NO FICO requirements - ALL credit OK
  • Recent BK, Foreclosure & Short Sale - ALL OK
  • Purchase/Refi and Cash out
  • Rehab Fix & Flips!


  • No Doc Loans
  • Interest Only
  • 1 to 7YearTerms
  • Purchase and Refinance
  • Refinance Cash Out


  • Purchase & Refinance
  • Office / Retail / Industrial
  • Mixed-Use / Apartments / Single-Use
  • Hotel/Motel
  • Stated Income
  • Low Rates for Qualified Projects
  • 1 to 5 YR Terms


  • Residential Purchase or Refinance
  • Full Doc and Bank Statement Programs
  • 5/1 or 7/1 ARM
  • FICO as low as 550


  • No Income Stated on the Application
  • Owner Occ 2nd Home and Investment Properties!
  • 720 Score for 75% LTV, Lower Scores = Lower LTV
  • 30 Yr. Fixed for 1-2 Units 75%, 2-4 Unties 70% LTV


  • Loan Amounts From $2,000,000 to $300,000,000
  • Most Types of Real Estate
  • Construction Projects
  • Oil and Gas & Renewable Energy
  • Aviation, Mining & Biotech
  • Low Rates For Qualified Projects

Getting a loan can provide assistance in tough financial moments, or it can help to make a dream become a reality. Either way, getting a loan may seem stressful and unnecessarily difficult. However, at Money Lender Loans, this is far from the truth. We aim to provide Newport Beach and the surrounding area with professional lenders who can help anyone with a quick and streamlined loan process. When it comes to matters relating to money, time is of the essence. Not only will a speedy turnaround better help you in a tough situation, but it can also give you more time to make careful and considered decisions. Whether you are applying for a loan to purchase your first home, for a remodel, or to improve your business, Money Lender Loans is here to help you!

We value our clients and we want to provide an amazing experience that is easy and as stress-free as possible. We know that, for most people, they may be unsure of what to do when applying for a loan. Once our team receives an application, we will work to ensure that your experience from this point adheres to these points. From this moment on, we will make sure to stay in close communication with you. We believe that close interaction with our clients will provide an invigorating experience to all individuals involved in the process.

With matters relating to loans, you may think about credit unions and banks as the only places in which you may get a loan. However, Money Lender Loans can help you with a loan just like these institutions. More than this, we are able to help clients who may not have the best credit scores in receiving a loan. Rather than turn to a payday loan store or a pawnshop for quick cash, we can help you with receiving a quick loan. More importantly, we value our clients. We want to ensure that you receive all of the assistance you need, and we can help answer any questions you may have with matters related to loans. Contact Money Lender Loans today if you would like to get started on the loan application process or if you have any questions.

What Are Loans and What Can They Do for Me?

In its most simplistic form, loans are borrowed sums of money that are lent out to individuals who may not have the amount of money they need. Loans are given out to individuals on the condition that they will pay them back over time plus any interest that may incur. For example, if you are seeking to purchase a new home, you may not have the total amount of money needed to purchase the home right away. However, with a loan, such as a mortgage, you may borrow the money needed to purchase the loan and make smaller payments over time to pay back the loan. Not only does this make it easier to purchase your own home, but it also allows you to make affordable payments that fit on your budget.

Depending on what you need money for, there are specific types of loans for certain situations. For instance, if you are a private individual seeking a loan to flip a house, you may be looking to receive a private money loan. If you are a small business owner and you seeking to receive a loan for business, you may need a commercial and industrial loan. Also, depending on what you want to do with the loan, you may want one specific type over the other. A professional lender can help you determine what type of loan will work best for your needs and for your financial situation. Different loans have different conditions and qualifications that should always be noted.

There are many reasons why someone may want to apply for a loan. A loan may be used to start a business or to make an investment. As stated before, a common reason for getting a loan is when you are looking to buy a new home. Also, if you are in a financial predicament, you may even receive a short-term loan to pay off any debts you owe. For business owners, a loan can help to expand and improve your business. With a commercial and industrial type of loan, you can purchase important equipment needed to improve your business. Lastly, if you want to flip a house, you may need to take out a loan in order to purchase the property. With this, you may be able to make profits once you resell the property. Overall, loans can help make a dream a reality or help if you find yourself in a tough financial situation. Loans can do a lot for anyone and this is why it is important to be informed about your options.

What Types of Loans Do We Offer?

At Money Lender Loans, we offer a variety of loan types. Each loan type is meant to meet different types of clients and their needs. The main types of loan we can provide include real estate loans, private money loans, and commercial and industrial loans. You may know what type of loan you want, or you may be unsure. By reviewing your loan application, we can assist you in determining what type of loan will work best for you.

Real Estate Loans

If you are a first-time home buyer, or if you need to re-mortgage your home, you may be able to get a real estate loan to help. At Money Lender Loans, we can provide a variety of real estate loans including purchase loans, fixed-rate mortgages, refinance loans, Fannie Mae loans, non-traditional loans, and more. Also, we can help you with a loan under the FHA Mortgage Insurance Program. Depending on your home-owner status and your financial situation, you may be eligible to receive certain loans over others. Our team of professional lenders can help in determining which loans will best fit your situation.

Private Money Loans

Private money loans can be used in many different circumstances. Often times, these are thought of as short-term loans that can help individuals with investments or renovations of properties. This is typical of hard money loans. Usually, these loans will provide quick money lending and, even, cash out for refinancing. Private money loans are usually back by real estate assets.

These types of loans are usually for certain types of clients. These include flippers who purchase properties, renovate them, and resell them within a short amount of time. Also, these loans are great for investors who need quick financing or who want to renovate their properties.

Commercial and Industrial Loans

If you are a business owner or seeking a loan on the behalf of a corporation, you may be seeking commercial and industrial loans. Usually, these loans are made out to businesses and corporations rather than individuals (individuals may receive real estate and private money loans). Commercial and industrial loans can provide working capital. Also, they can provide capital expenditures to help purchase machinery and more for your business. Often times, these are short-term loans to provide assistance to various businesses and corporations. Small and medium-size business may also be eligible to receive these types of loans.

There are various types of commercial and industrial loans for certain situations and purposes. These include hard money apartment loans, land loans, motel loans, hotel loans, gas station loans, and more. Depending on your business or company and its types of needs, there are specific types of loans that you may be eligible to receive.

Steps in the Loan Process

When you do apply for a loan, there is a certain process you must undergo as with any other lending company. The loan process may vary depending on the type of loan you want, but there are some standard steps that you may have to take. Often these steps include qualification, application, a loan estimate, an intent to proceed, processing, submitting documents, credit reports, appraisals, underwriting, and closing.

Loan Application

When the loan application process begins, the lender will usually need some information pertaining to your income and debts, if any. With this information, the lender can figure out how much they can let you borrow under the circumstances. Also, it is during this period that you and the lender can figure out what types of loans and programs may work best for you and your needs. Also, during this initial phase of the loan process, you and your lender will fill out an application for the loan, or loans, you would like to receive.

Loan Estimate

Once you have sent in the filled-out loan application, you will receive an estimate. This will contain information about the loan itself and about the amount of money it may provide. Also, with the estimate, you will be notified about the interest rates on the loan as well as the monthly payment amounts should you proceed. Besides this, the estimate will provide important information regarding any possible associated costs, any special conditions, and any penalties related to certain actions, such as missing a payment. It must be noted that a loan estimate does not necessarily mean approval or denial. This is purely meant to provide you will important information in a clear manner.


Once you have received this information, you can decide on whether or not you want to move forward with the loan process. If you accept, your application will be reviewed. You may have to provide certain documents as well. When the application is sent through with all of the necessary documents and information, an underwriter will review it and determine whether or not the loan package is acceptable for you and your situation. This is when you will find out whether your application has been approved or not.


Lastly, if you have been approved, you will be given more information containing any and all final details pertaining to your loans. Once you have received this information, you have about three days to ask any questions you may have before you close. When everything has been approved, an appointment will be set up to sign the loan documents. You may also review the loan during this period. You will have to pay closing costs associated with the loan. From this point, you may receive the loan.

Why Turn to Money Lender Loans for Help?

At Money Lender Loans, we believe we should be your choice for loan services for a variety of reasons. We are here when you need a loan the most—even in emergency situations. We value your privacy and we want to ensure that your experience is excellent. We will always try to be as quick as possible when it comes to reviewing your loan application. We believe that an excellent lending company is one that is fully committed to its clients and one who values their business.

We know that everyone’s situation is different and everyone applies for a loan for a unique reason. Some people may know what they want, and others may not. Whatever the situation may be, we will always aim to work closely with you and listen to your concerns if you do have any. Even if you are new to the loan process and overwhelmed, we are here to help you. We can discuss your options in clear language to help you determine your best options. After all, if you feel that the loan process was easy, then we have done our job in creating a great experience. Also, while working with us, your privacy and sensitive information will be protected in all cases.

Most importantly, we believe that quick service is key to an excellent experience. When most people think about taking out a loan, they believe that the whole process will be long and tedious. This can be unfortunate for anyone. At Money Lenders Loan, we will always strive to communicate with you about your loan status as soon as possible. When it comes to getting a loan, time is of the essence. When it comes to purchasing your first house or taking a loan out for your small business, the amount of time it takes to get a loan can greatly impact what you are able to do with it. Due to the major impact, this element can have on anyone, we will always make the loan process as quick and easy as possible.

Money Lender Loans is Here to Help You

If you are a first-time home buyer, an investor, or a homeowner who wants a mortgage, Money Lender Loans can help. Applying for a loan may seem complex and stressful, especially for individuals who are doing it for the first time; however, with our team, the process will be easy and quick. Not only can we help you with figuring out what loans will work best for you and your situations, but we can discuss your options. We value our clients and want to make sure that they receive the best experience possible. A loan can make a big difference in your life whether you want to buy your first home or if you want to expand your business. Whether you are seeking a real estate loan, a private money loan, or a commercial and industrial loan, we can provide a variety of loans to best fit your situation.

If you would like to receive a loan, or if you have questions about receiving a loan, contact our team today at 949-409-4372. We can help anyone in Newport Beach or the surrounding area with a loan. Our team consists of professional lenders who are ready to hear from you and review your loan application. Not only do we aim to help clients out with loans, but we aim to provide an excellent experience that is easy and as quick as possible. When it comes to loans, time is of the essence and it can make a difference in what you can do with it. Together, we can work out an option that works best for you and your situation.

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Call 949-409-4372 24/7 if you want to secure lending, get a quote, or ask questions.

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“Money Lender Loans was there when I needed it the most. Their application process was simple, straightforward, and easy—especially for someone like me who has never had to take out a loan before! With the loan, I was able to improve my business for the better! I would recommend them to anyone.”

- Megan T.

“What I liked most about Money Lender Loans was how quick and simple the whole process was. It was a great experience to work with professional lenders. They help me understand the process and they wanted to make sure that whatever path I chose was the best one for me.”

- Joe H.

“My wife and I were looking around to buy our first home. We found our dream home, and we needed to take out a loan right away. Luckily, this company was able to take our application and quickly process it. They understood that we needed the money as soon as possible.”

- Jude S.

Money Lender Loans Reviews

5.0 out of 5.0
Based on 73 reviews